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Play Baccarat Online Australia in 2021

baccarat onlineBaccarat Online was one of the popular card games found online. In the casino game, you will have to bet on who gets the closest hand to 9 between the banker, the player, or a tie.

This game comes with various side bets, which can be very lucrative if you know how to play it. So, we have created a thorough and exclusive guide on how to play Baccarat online.

We have included the top rules at casinos and tips and tricks to help you win.

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Online Baccarat Page Content

How To Play Baccarat Online

Learning how to play Baccarat at top casino  you take you a few minutes. The gameplay is easy to follow and if you use our five easy steps, you’ll be ready to play in no time.

  1. Choose A Baccarat To Play – Depending on the casino sites you have decided to play at there will be more than one baccarat variant that you can play. Select the game that you would like to bet on your computer, tablet or mobile.
  2. Select Your Bet Amount – Like with any other casino game, in online Baccarat you will have to choose the amount you would like to bet at the table. At top casinos the minimum and maximum stakes will be displayed in plain sight for you to see. You will have to select the chip values that you want then click on the deal button.
  3. Make Your Bet – In Baccarat there are three bets that you can make, namely the banker, the player or a tie. The aim of the game is to make a bet on who you think will get a hand that is closest to 9.
  4. The Cards Will Be Dealt – The banker and the player will each get two cards dealt. A third card will be drawn depending on the value of the hands.
  5. Winners Announced – At this point of the game the winning hand will be announced and you will be paid out if you bet in the winning hand. You will also be given a chance to re-bet on your previous bet or make a new bet.

Baccarat rules

The aim of the game is to bet on the hand that will get as close as possible to 9. To fully understand how the game works you will need to keep in mind the values of each card.

  • Face cards which include a king queen and Jack have a value of 0.
  • The Ace has a value of 1.
  • All the numbered cards will keep their value.

So, how is the total of each hand calculated? If the hand has a value which consists of two digits the first number will be discarded. So, if the player’s hand was dealt 8 and 5 cards that will make a total of 13. The value of this hand will then be the 3 as the first value will be discarded.

As we had mentioned in the rules depending on the value of the hand a third card may be dealt. If the player or banker hand has a total of eight or nine no additional cost will be drawn this is also known as the stand. However, if a hand is equal to 5 or less, a third card will be dealt and this is known as a hit.

Online Baccarat Game Hands

Well, it may seem that when you bet on the banker or the player the hands work similarly however this is incorrect. Below we explain the differences of each hand.


  • If a player’s hand totals between 6 and 8 then you must stand.
  • Should the hand total be five or less you should draw a third card.
  • If the player and the banker the same hand then the game will end in a tie.
  • If the player hand has a value of 8 or 9 then you will win the game


  • If the banker has a hand with the value of top three or below, they must stand unless the player hand is valued at 8.
  • The banker will also stand if they hand has a value of 7. The banker will hit if their hand is between 4 and 6 in the below situations.
    • If the player has a hand between 2 and 7 and the banker has a hand valued at 4 they will hit.
    • Should the player has a hand between 4 and 7 and the banker has a hand valued at 5 they will hit.
    • If the player has a hand between 6 and 7 and the banker has a hand valued at 6 they will hit.
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House edge

Baccarat online has a number of betting options apart from the player banker and a tie. Each of these bets payout differently and the house edge is different. The banker also comes with a 5% commission for the house. Below we have detailed the various baccarat bets along with the house edge and payout when six decks are used.

Bet Payout House edge
Banker 1 to 1 1.24
Player  1 to 1 1.06
Tie 8 to 1 14.44
Banker Pair 1 to 1 11.25
Player Pair 1 to 1 11.25
Perfect Pair 25 to 1 17.07
Either Pair 5 to 1 14.54
Small 1.5 to 1 5.27
Big 0.54 to 1 4.35


Online Baccarat Game Types

Several variations of Baccarat have come to light over the years. Each of the variations come with additional rules and tweaks to the strategy as well as the house age. These various elements are what makes the game more interesting.

Punto Banco

This is the most popular variation of Baccarat found online in Australia.  In this variation, the banker is given an advantage as they will be the last to act. The banker bet also has a low house edge in this variation as they know what the final total of the player’s hand will be when they make their play.

Chemin de fer

With this variation of baccarat players are not up against the house but against each other. The banker will change with each round and the decision of drawing a third card is completely up to the player. This variation is wildly popular in France. Players make bet until the bank’s stake has been matched. The banker can refuse any extra bets that go over their stake.

Baccarat Banque

In this variation there are three hands. Two of the hands are the players’ and one hand is for the dealer. The banker hand is auctioned off before each round begins. With this variation you can bet on both the player’s hands or one of the hands however you can not bet on the dealer’s hand. If you bet on the banker and that hand wins you will then become the banker.

Mini Baccarat

Mini-baccarat is a miniature form of Punto Banco variation of Baccarat. The game which is played on a mini table and with lower bets. In this version of the game.

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Baccarat Online Free

If you’re new to Baccarat online you don’t have to worry about paying for real money on your first go. There is a wide variety of casinos that offer the game for free. Online Baccarat allows you to not only try the game for free but to practice your strategy. This way you get to practice the gameplay and sharpen your skills before you bet for real money. When you are confident in your gameplay, you’ll be able to easily switch to playing for real money.

Online Baccarat Strategy

The key to winning big in Baccarat is by using a sound strategy. Below we have listed a few of the strategic tips our player turned experts have used to play Baccarat and win.

  • Manage your bankroll – The most important tip to playing any type of casino games is that you need to set a budget and stick to it.
  • Understand the odds – To get the most out of Baccarat you will need to understand how the bet work. Understanding the house age as well as payouts for each bet will help you make more informed decisions.
  • Consider the banker bets – Whether you’re playing online or live baccarat games the banker bet generally has the lowest house edge in the game. It is also advisable that you bet on the banker until you lose. however, this does not mean that you must place unreasonable bets on this hand as that could end badly.
  • Stay away from side bets – As you may have noticed the side bets have high odds meaning you could win a lot of money by making a side bet. However, making too many of these bets is the quickest way to bust. Baccarat high bit or high-risk bit with high rewards. It is important that you remember that while you might win Big you could also lose very fast.
  • Watch out for that tie bet – Well, winning with this type will happen often. It has an 8 to 1 payout and a less than 10% chance of winning. The house edge on this bet is 14.4% so should it pay out, it will most likely not pay you enough to cover your losses. However, if you’re feeling lucky you’re more than welcome to give it a go.

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