Spanish 21 is one of many variants of the traditional game of 21. The game has its own unique rules, strategy, and nuances that make it different from all the other variations. With all the exciting twists to blackjack rules, learning how to play Spanish 21 can make your next visit to the casino an exciting one. Getting started with the game will be easy as our experts have created a thorough guide to playing the casino game here.
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Spanish 21 Game Page Content
- How To Play Spanish 21
- Spanish 21 Card Game Rules
- Spanish 21 Basic Strategy
- Difference Between Blackjack and Spanish 21
How to Play Spanish 21
Similar to the traditional blackjack games, in Spanish 21, the aim is to get as close as possible to 21. This is without going bust in the process of trying to beat the dealer. Spanish 21 is played with 6 to 8 decks with 48 cards each. Unlike other games, all the suited ten cards are removed from the decks. Basically, overall 25% of the deck is missing.
To start playing, you will have to find a casino that offers the game. You will then make a deposit into your casino account. Select the game from the gaming library and set your coin denomination. Once you have set and made your bet, you will get two cards. These cards are placed face up. The dealer also gets two cards, one face up and the other face down. Here are a few nuances to remember when learning how to win at Spanish 21:
- The dealer stands or hits on a soft 17
- The Dealer can hit on 16 and stand on 17
- You can draw cards after splitting Aces
- Player 21 always wins
- A total of 21 does not push against the dealer’s 21
- The late surrender is allowed in the first two cards
- You can re-double up to 3 times
- Late surrender on the first two cards is allowed
- You are allowed to double any number of cards
- If you surrender after a double, you will get half of your wager back
- Selected hands in the game have bonus payouts
Spanish 21 Blackjack Rules
Now that you know how you can play your hand, below we’ll take you through the Spanish 21 rules.
Hit, Stand and Split
These three rules are played exactly how you would n a classic blackjack game. When you hit, you are asking for an extra card. When you stand, you are happy with the hand you hold. To split is when you split the pair you were dealt to form two separate hands. You will be allowed to hit, stand or split after making your bet and getting your initial cards.
Late Surrender
The late surrender rule allows you to cut your losses after the dealer hits a blackjack. You will get half your wager back if you calculate your odds between the dealer’s hand and yours.
Match the Dealer Side Bet Rule
The game has some bonus games and additional Spanish 21 side bets. The Match the Dealer side bet most familiar bet that is also found in traditional Blackjack games online. If you place this side bet, you will win if one or both of your initial cards match the dealer’s face-up card.
Re-Splitting
You are allowed to split aces at any point of the game. You can also re-split, double, or re-double after you split any pair. The late surrender rule still applies, so you can always salvage half your wager if need be.
Super Bonus
The Super Bonus is another side bet that is only found in Spanish 21. With this side bet, the odds of winning it are about 1 in 668,382, and with an eight-deck shoe, it is about 1 in 549, 188. You will win this bet if you hold a suited 7-7-7 while the dealer draws 7 of any other suits.

Spanish 21 Strategy
Using a basic strategy to play allows you to further down the house edge after removing the ten cards from the decks. There are several strategy tips to how you can play pairs, soft and hands. Here are a few pointers to how you play specific hands in Spanish 21.
Pairs
- Don’t Split fours, fives, or 10s
- Split your aces, always
- Stand on 10s
- Spilt 7 if the dealer shows any card from 2 to 7
- Always spilt 8s unless the dealer shows an ace, then surrender
- Spilt twos and threes if the dealer shows any cards from 2 to 8
Soft Hands
- Hit on a soft 13 and 14
- Double down on a soft 15 if up against a 6
- Stand on a soft 18 if up against a 2,3,7 and 8
- Stand on a soft 19 and 20
- Double down on a soft 16 and 17 if against a 5 to 6 and 4 to 6, respectively
Hard Hands
- Hit on cards 4 to 8 and 12
- Double down on an 11
- Surrender on 17 if up against an ace
- Double down on a nine if up against a 6
- If you have a 10 Double down if up against cards 2 to 8
- Stand on a 13 if up against a 6
- If up against a 4, 5, or 6 stands, if you hold a 14
- Stand on a 15 if up against cards 2 to 6
- If you hold a 16, surrender if against an ace.
Spanish 21 Payouts
If you are wondering how the Spanish 21 payouts compare below, we take through what specific hands payout. We have also included payout for the match the dealer bet.
Hand | Payout |
---|---|
Blackjack | 3 to 2 |
Insurance | 2 to 1 |
21 with a 5-card hand | 3 to 2 |
6 card hand to make 21 | 2 to 1 |
21 with a hand of 7 or more cards | 3 to 1 |
Mixed suit of 7-7-7 or 6-7-8 | 3 to 2 |
Same Suit of 7-7-7 or 6-7-8 | 2 to 1 |
Hand 7-7-7 or 6-7-8 Spade | 3 to 1 |
Two Suited Matches | 18:1 |
One Suited Match | 9:1 |
2 Non-Suited Matches | 8:1 |
Spanish 21 Vs. Blackjack
While Spanish 21 is based on the traditional blackjack game, there are some differences between the two games. These include the rules, the payout, the house edge as well as strategy differences. The most noticeable difference between the two games is the card decks that are used. Traditional blackjack keeps all the cards, while Spanish 21 removes all the ten-value cards.
Unlike in traditional blackjack games in the Spanish 21, the players blackjack always wins even if the dealer also has a blackjack.
In terms of the house edge, if you use a solid blackjack strategy, you will bring down the house edge to 0.5% in traditional blackjack. With Spanish 21, you can bring the house edge down to 0.4% when using a good strategy. It is important to remember that the strategy used in Spanish 21 differs significantly from the one used in the standard blackjack games. Knowing the difference will help you tremendously when trying to bring down the whole session.
There are also some rule differences, such as the late surrender rule being allowed. Other differences in rules include re-splitting and being able to Double Down on any number of cards.
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